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idaho mortgage

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idaho mortgage

What is a mortgage pre-qualification?

When you're ready to buy a home, it's important to determine what kind of mortgage you can get and whether there are any special considerations to keep in mind based on your situation. A mortgage pre-qualification can help with this. It provides an estimate of the monthly payments you'll need to make, the down payment required, the maximum amount you can borrow, and can also answer any other questions you may have about mortgages. With this information, you can make smart financial choices and find the home that's right for you.

HOW MUCH HOUSE CAN I QUALIFY FOR?

One of the most common questions that comes up when buying a home is "How much can I qualify for?" The answer, unfortunately, is not straightforward. Your eligibility for a mortgage depends on several factors, including the loan program you're applying for, your credit score, down payment amount, employment status, and whether you're a first-time home buyer. Each loan program has its own rules about how much of your monthly income you can use to qualify, and how different sources of income are considered. Therefore, it's important to understand these factors and work with a lender to determine how much house you can afford.

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​​Tel: 858 405 3626

Fax: 858 901 1344

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The Lending House team of experts has extensive knowledge and experience in the field of mortgage lending, refinancing, home equity loans, and more. Lending House works with the nations top lenders, and use low margins to make sure you are getting a great deal and great overall experience. 

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LendingHouseBrokers.com

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